1. Service & Security
ExR is a local, PIN-protected expense tracker. All transaction data is encrypted on your device. The developer does not maintain external backups.

2. Ad-Free Purchases
Users may choose to purchase an ad-removal feature. This transaction is governed by your existing third-party agreement and consent with the app store (e.g., Google Play). The developer does not store your payment or credit card information.

Subscriptions once paid is non-refundable. User can cancel subscription at any time before next renewal.

3. Data Storage & Third Parties
Data persistence during updates or re-installation relies on your private Google Account. This process is governed by your third-party agreement and consent with Google. The developer has no access to this data.

4. Risk of Data Loss
Data may be lost due to uninstallation, clearing app cache/data, or hardware failure. By using ExR, you agree that the developer is not liable for any data loss or financial discrepancies.

1. Information Collection
We do not collect personal data without your knowledge. Any information provided (e.g., for feedback or challenges) is used solely for those purposes and deleted once the period ends.

2. No Third-Party Sharing
We do not share your data with third parties. For ad-delivery or payment processing, we rely on your existing third-party agreement and consent with the service providers.

3. Security
Your financial entries are encrypted locally. The developer cannot access your transaction history.

4. Data deletion
Users can delete the backup file directly from their Google Drive. We have used the https://www.googleapis.com/auth/drive.file scope to ensure principle of lease privilleges.

5. Compliance with the Texas SCOPE Act
Texas SCOPE Act is implemented in the App version 4.0.1 onward. The app primarily is local-only and remains at user's discrete. Parental Consent Gate for in-app purchases to ensure compliance and child safety is implemented. 1.Age-Based Logic: In Settings Screen, the app now checks the user's age (retrieved during onboarding via manual entry or Play Age Signals) before initiating a purchase. 2.Parental Consent Dialog: ◦If the user is under 18, clicking the "Annual Subscription" button no longer opens the billing flow directly. ◦Instead, an Alert Dialog appears, explicitly stating that parental permission is required. ◦The dialog provides context for parents: "This purchase removes advertisements for one year. Google Play's own purchase protections still apply." 3.Explicit Confirmation: The user must tap "I Have Permission" to acknowledge they have discussed the transaction with a guardian before the Google Play Billing flow is launched. This approach provides a necessary layer of verification for minor users, aligning with best practices for apps that allow financial transactions while also serving as a reminder for parents to utilize Google Play's built-in purchase authentication settings.